#7 A picture of someone/something that has the biggest impact on you

Ok, so Don't tell my husband, cuz I always give him crap about Dave Ramsey, but really, I think he's had a huge impact on our lives.

So ever since Bryan has worked at Lifetime, they kinda pushed the book "total money make over" by dave ramsey. Well, since then we have pulled ourselves completely out of debt other then our house, but have refinanced and really only have about 12 more years. We have sunk some funds into savings and when things break, its nice to have funds to go purchase what we need.
It was really hard at first to buckle down cuz I've always been a spender, though I feel like i'm "cheap". Anyway, even though I use coupons as it is, its nice knowing we don't have any Debt.
And just so you know, I've never read or listened to the book.